Brian Kolo - Leesburg VA, US
Thomas Rickett McGraw - Little Rock AR, US
Dathan Gaskill - Little Rock AR, US
Chester Wiermanski - Wheaton IL, US
Black Oak Partners, LLC - Little Rock AR
Embodiments of the present invention may provide systems and methods for receiving a request for an anticipatory credit score for an individual; identifying one or more credit entries for the individual; accessing a data metrics model for determining anticipatory credit scores; determining, if applicable, one or more timed credit entries in the one or more credit entries; calculating the anticipatory credit score for the individual for a set time in the future using, if applicable, the one or more timed credit entries; and sending the anticipatory credit score.